The main players in professional life, such as companies, regions and skills operators (OPCOs), can co-finance the Personal Training Account (CPF). The automated co-financing system is gradually being introduced in the private sector. He is managed by Caisse des Dépôts. Emmanuelle ROBERT, OPCO and CPF Project Manager at ORSYS, presents the latest developments.
Your employees can benefit from additional funding to finance a training project using their CPF. Co-financing that primarily benefits holders of a CPF account. But they are also of interest to companies.
Co-financing enables employees to obtain additional funding to complete their training project instead of having to forego it. And generally speaking, employees' increased skills are a plus for the company.
Emmanuelle Robert brings you up to date on :
- the automated co-financing system ;
- funding from the regions and OPCOs ;
- as well as the new government contribution under the "France relance" plan. This amounts to up to €1,000 for digital training courses.
1 - What is automated co-funding of the CPF?
Several funders have automated their CPF top-up policy on the basis of predefined criteria and credits delegated to Caisse des Dépôts. This is the co-construction funding service, also known as the automated funding service.
More specifically, these co-construction contributions enable funders to :
1. Choose the criteria to be automatically applied to supplement the rights of targeted users
2. Or to target training courses at jobs in short supply
They can therefore define one or more top-up rules for the granting of additional funding from among three categories of criteria. Criteria linked to the beneficiary, the course and the balance available on the user's CPF.
This automated co-financing system is being introduced gradually. Several regions and OPCOs have already joined the process.
Find out more about how the CPF works
2 - Which regions co-finance the CPF?
Four regions have signed a top-up agreement with Caisse des Dépôts.
For example, we know that the Occitanie region is mobilising a budget of 1 million euros to co-finance the CPF. This concerns :
- the aeronautics, space, industrial mechanics and navigation equipment sectors;
- Employees in the region, and more generally anyone living in the region;
- any training course eligible for the CPF, registered in the RNCP or in the Specific Directory.
Co-financing from the Occitanie region can be applied to several training projects for the same person. The person wishing to undergo training must have at least €500 in their CPF. The region will then pay for 50 % of the training, up to a maximum of €4,000. This co-financing can also be combined with that provided by the company or the France Relance scheme. It has been in place since April 2021.
In the Pays de la Loire region, the total envelope amounts to 33 million euros for employees and jobseekers. It should enable some 6,000 employees to supplement their CPF entitlements with an automatic top-up from the region, and to purchase their training individually. The scheme covers 88 of the professional sectors most affected by the health crisis. These include the hotel and catering, tourism, air transport and services, sport, culture and events sectors, etc. The scheme will double the training entitlements of the employees concerned.
Lastly, the Bourgogne-Franche-Comté and Hauts-de-France regions have also signed a top-up agreement with Caisse des Dépôts.
3 - What's the situation as far as branches and OPCOs are concerned?
This is theOPCO Atlas to meet the needs of the technical consultancy sector. An agreement signed with Caisse des Dépôts aims to promote access to five professional qualification certificates and seven skills certificates. The principle is to finance the remaining costs in the event of an insufficient balance on the CPF of employees who have a training project. A budget of €250,000 has been earmarked for this initiative for the second half of 2021. It may be revised upwards depending on the initial results.
L'OPCO Ocapiat also got involved last June. The agreement signed with Caisse des Dépôts includes two types of contribution:
- one for employees of companies with fewer than 50 employees in the agricultural, food and fisheries sectors. This represents 5.2 million euros for 2021. Eligible training courses are those leading to a qualification registered with the RNCP or the specific Directory. For employees of VSEs/SMEs, the CPF can be co-financed up to the full cost of the training project;
- the other concerns only employees of companies that contribute to the inter-branch agreement fund for the food sector, with a budget of 1 million euros in 2021. Eligible training courses are those on the list of eligible qualifications. Co-financing of the training project is partial (only for companies with 50 or more employees).
4 - How does the new government contribution work?
Holders of a CPF who wish to follow a training in digital professions can obtain additional funding from the government. This applies regardless of their status: employee, jobseeker, self-employed person, etc. For example, they could be training to become a web developer, a website designer and administrator, an IT support technician, etc.
See our digital technology training courses eligible for the CPF
This top-up is automatically offered to eligible employees when they search for training courses on the My Training Account portal, either online or by e-mail. via the mobile application. It is triggered if the account balance is insufficient to pay for the course. It can cover up to 100 % of the outstanding balance, up to a maximum of €1,000 per training application. And if this is not enough to finance the training, it is always possible for another financer or the holder him/herself to top it up.
